Navigating the Business Loan: Guides for Lenders, Small Business Owners, and Entrepreneurs

The need for back to basics information about credit risk has not disappeared; in fact, it has grown among community bankers, who have no easy ways to learn about their business. This short book teaches readers how to apply modern, quantitative, analytical methods to problems of credit risk. Its how-to, practical and systematical guide to credit analysis draws upon case studies and online tools, such as videos, Excel spreadsheets, and PowerPoint slides in providing a concise introduction. The need for educated credit analysts is only growing, and to them this book can teach ways applying modern quantitative methods to credit risk issues. Introduces ways to define and manage riskUses case studies and online tools to extend and apply credit analysis toolsSurveys hard and soft data and ways they help lenders spot potential problems INDICE: 1. How Banks Assess Your Business Application 2. Financial Reports and Record Keeping 3. Monitoring Performance with Key Ratios 4. Financing Seasonal Firms 5. Preparing Cash Flow and Forecasting Reports 6. Assets You Can Pledge as Collateral for a Business Loan 7. How to Craft a Winning Business Appraisal

• ISBN: 978-0-12-801698-5
• Editorial: Academic Press
• Encuadernacion: Rústica
• Páginas: 152
• Fecha Publicación: 23/01/2015
• Nº Volúmenes: 1
• Idioma: Inglés