Credit risk assessment: the new lending system for borrowers, lenders, and investors

This book provides a comprehensive credit assessment framework for small business and consumer lending, and explains how this framework can be implemented to improve a financial institutions credit assessment system. It will discuss how the comprehensive credit assessment framework can extend existing credit scoring to embrace all relevant factors and business context so that lenders can classify credit risk and decision all transaction in an effective, transparent, and forward-looking manner. The tentative contents is: (1) Subprime Crisis; (2) Development of Credit Scoring; (3) The Underwriting Gap; (4) Comprehensive Credit Assessment Framework; (5) Hybrid Models; (6) Alternative Data; (7) Safe and sound lending practices.

• ISBN: 978-0-470-46168-6
• Editorial: John Wiley & Sons
• Encuadernacion: Cartoné
• Páginas: 320
• Fecha Publicación: 23/04/2009
• Nº Volúmenes: 1
• Idioma: Inglés